Running into debt can be a regular theme in modern times, with the upkeep of homes being rather expensive. This can include your utilities bill, too. Utility debt can be built from missed payments on your homes essentials, like gas, energy and water. By doing so, these debts can build if put on the backburner, instead of prioritising them.
About Legal Recoveries
At Legal Recoveries, we work to collect utility debt in respect of unpaid utility supplies. Doing this, we save time and valuable resources for our clients, leaving unnecessary stress behind. We devise a strategy to maximise recovery chances for utility debt, along with continued support, advice and assistance throughout the process. We act on behalf of your reputation, so we understand and exercise professionalism, being compliant with those you are seeking payment from in the utmost ethical manner.
For further information on the services we offer and the pre legal recovery process we can do for you, contact our dedicated team now.
What If My Utility Debt Is An Energy Bill?
Utility debt can build in a variety of ways, but often boils down to a household’s essentials. Your water usage, gas and energy bills are prime examples of how utility debt is formed.
If you are unable to pay your energy bills, then your suppliers may apply for a court warrant in order for them to enter your home to install a prepayment meter, in the later cases of the process. They may also use the services of a debt collection agency to get payment from you.
Having a prepayment meter fitted means that your energy supplier can add a set amount that must be paid each week or else you will be cut off. This set amount is usually a weekly amount that will let you pay off your debt with them over a set period. Obviously you will still have to pay for the energy you currently use too. Any payments you make to the meter it is your outstanding debts that are paid off first.
What If My Utility Debt Is A Water Arrear?
Although your supplier cannot turn off your water supply if you have arrears, they can use court action to get you to repay the debt. Missing payments on your water consumption can result in your provider contacting you via letters and telephone calls. If these steps are followed and the debt still remains, the debt will be passed to an agency, such as Local Recoveries.
The difference between Legal Recoveries and other debt collection agencies is that we believe all parties would benefit from settling a utility debt before legal action is taken. Doing so, we can work alongside the debtor, coming to multiple solutions and agreeing on the correct routes for progression and successful payment.